Free credit report information, credit score, financial future, FICO help articles, Credit Card Help, Debt

Millions of Americans have credit cards, using them almost every day for everything from mundane things like groceries to exciting purchases like vacations. But unless you already have a 0 APR Visa, Mastercard, or Discover credit card, chances are you’re still looking for one.  [more]

According to an amendment to the Fair Credit Reporting Act, you can obtain a free credit report on yourself for free one time every year. However, just like with any new law or service, there are people out there looking to take advantage of you.  [more]

Identity theft occurs when someone illegally obtains your personal information (social security number, credit card numbers or some other personal information) and uses that information to apply for loans or credit cards under your name or to make unauthorized purchases or gain access to your financial accounts.  [more]

Deciding to apply for a credit card is not a decision you should take lightly. Many stores try to get you to impulsively apply at the register, and you should never agree. Credit cards can affect your financial situation for years so you should certainly think before you act.  [more]

Rick Miller: Helping Credit Ridden Individuals Recover from Debt

Millions of individuals all around the world are in over their heads in debt. Debt can turn an individual or their family’s life upside down. Without the proper help from experienced professionals, many individuals only end up cause more damage to their credit.  [more]

Apply for a mortgage loan and you’ll soon become familiar with FICO scores. Here’s a primer on the infamous FICO scoring process.

FICO scores are merely a mathematical representation of your credit record. Credit records are simply a recording of your debts and assets.  [more]

Have you been denied a loan? Have you been offered one at an unbelievably high rate of interest? Are you having trouble getting a new credit card? If these things have happened to you you've got bad credit!

What is bad? Can you fix it?

The most important indicator of poor credit is a low credit rating, otherwise known as a low FICO score.  [more]

Your credit score is an integral part of your financial life. It is important that you understand what it's all about. Lenders, landlords, insurers, utility companies and even employers look at your credit score. It is derived from what's in your credit reports, and it ranges between 300 and 850.  [more]

Bankruptcy can wreak havoc on your personal finances but it should not deter you from achieving a piece of the American dream – owing a home.

Owning a home is the ultimate American dream. It is also the best way to build wealth for yourself and for future generations.  [more]

How far can you go to get the right thing? You would not mind making an extra effort in order to get it. Same is true with mortgages. And especially with mortgage for adverse credit. It takes time and patience to get the right one.

Adverse credit mortgages are meant for those mortgage people who are struggling with the aftermaths of having adverse credit.  [more]